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What loan banks can offer

 

The personal loan from Across Lender

The personal loan from Across Lender

The personal loan allows you to finance the purchase of a consumer good or service. You can thus carry out any type of personal project, according to your needs. You have free access to the amount borrowed, because you do not need proof for this type of loan. Thanks to the fixed rate, you know the exact amount and the number of monthly payments that you will have to repay.

Works loans

Works loans

The works loan is dedicated to all your development needs or your desires to change the decoration. It concerns your primary residence, your secondary residence, as well as rental accommodation. Beyond the comfort and aesthetic aspect, an investment in insulation or in a more economical heating system allows you to make big savings on your energy bills. In addition, it gives more value to your accommodation in the event of resale or to revaluate its rent if you offer it for rental.

The grouping of credits from Across Lender

The grouping of credits from Across Lender

Credit consolidation allows you to combine loans of different kinds (car loan, home loan, personal loan, etc.) into one loan over a longer period, while reducing your monthly payments.

Reducing your monthly payment allows you to balance your budget and makes managing your accounts easier. You can keep your current banking establishment. You have the option of including in your credit consolidation operation the financing of new projects if you need to carry out work or buy a new vehicle for example.

Opening credit

Opening credit

The opening of credit is a reserve of money which allows you to better manage your budget according to your needs, as well as finance your cash. You have a payment card which allows you to pay for your purchases in Belgium and worldwide, as well as online. Your money reserve is also available from ATMs. The amount available ranges from $ 900 to $ 5,000 and you have the option of paying back monthly, at your own pace.

Vehicle loan

Vehicle loan

The vehicle credit is dedicated to the purchase of a car, motorcycle, or any other means of travel, new or used, with or without a deposit. You can benefit from a loan amount greater than that of the personal loan without proof. In addition, you can choose the repayment terms.

Specific loans

Specific loans

Across Lender also offers loans for specific events, such as your wedding or your vacation. Fixed rates avoid unpleasant surprises and you determine in advance according to your needs, the amount to borrow, the repayment period and the monthly payments.